Michael Oana, CRC is the founder of Michael Oana Retirement Planning Specialist in Columbia, South Carolina. After more than a decade with Merrill Lynch, Michael launched his own boutique firm to help clients build meaningful relationships through thoughtful financial planning and memorable experiences.A graduate of the University of South Carolina's Moore School of Business, Michael holds multiple securities registrations and the Certified Retirement Counselor designation. His insights have been featured in The State, Columbia Metropolitan Magazine, and on WISTV. Drawing on over 30 years in the industry, Michael shares how trust, gratitude, and genuine connection can transform client relationships - make financial advising more human.Financial Advisor offering securities through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera is under separate ownership from any other named entity. 4408 Forest Dr, Suite 2001 Columbia, SC 29206