This Revised edition of A Guide to Personal Investments is a comprehensive guide to the complexities of personal finance in 2023. Written against a backdrop of low interest rates, high inflation and low returns overall the information contained in the book will be particularly invaluable. The book is suitable for small investors in all markets and covers personal pensions, healthcare and education. It will prove an invaluable guide for all who are concerned to maximise returns from their investments, and also protect investments.